I am so angry with myself right now. Why didn’t I buy a $500,000 home last year instead of that $280,000 shack. And why am I still so stupid as to continue paying my mortgage on time and fulfill the terms of my promissory note. Why have I tried to work overtime to take out a line of credit to remodel my kitchen. My stupidity is clear, but my foreclosed neighbor’s brilliance is too. I thought I was pretty smart, but these past few weeks have proven me wrong.