No joke. And of course, the usual suspects are behind the potential effort to kill them off.

Remember: Elections have consequences. There are a lot of people seeking election who would be more than willing to help out people like Jim McDermott in the effort to kill off 401(k) plans. It’s safe to say that all of those people are from the same party as Jim McDermott.

They can be stopped. But only if you vote to stop them. And yes, this includes voting against the Presidential candidate who is from Jim McDermott’s party and who may well decide to ally himself with this cockamamie scheme.