Diary

Democrats Encourage Americans to Break the Law

The rough economy is hard on everyone — on workers who want to hold onto their jobs, on homeowners who may be overextended on mortgage payments, and on banks who count on people paying their bills in order to stay solvent.  And while the Obama administration is stealthily preparing another TARP bill to help the banks, Democrat elected officials are making it harder for banks to survive by telling Americans to ignore foreclosures:

Well, in the absence of government action so far, some are taking action on the local level. In Michigan, Wayne County Sheriff Warren Evans announced Monday he won’t enforce sales of foreclosed homes. Wayne County includes the city of Detroit, and has had more than 46,000 foreclosures in the past two years. Evans says he came to the decision after reviewing the Troubled Asset Relief Program, the Wall Street bailout measure known as TARP. He says the foreclosures would conflict with a provision ordering the Treasury Department to reduce foreclosures and help restructure loans. Evans said he”d be violating the law by denying foreclosed homeowners the chance at potential federal assistance. Evans said: “I cannot in clear conscience allow one more family to be put out of their home until I am satisfied they have been afforded every option they are entitled to under the law to avoid foreclosure…”

And in Ohio, Democratic Congressmember Marcy Kaptur is encouraging homeowners facing foreclosures to stay in their homes. Kaptur says residents should exercise squatters” rights to refuse being forced out because of loans that she says could well have been illegal.

All Members of Congress take an oath to uphold the Constitution of the United States. How can it be consistent with that oath to encourage people to break the law?

If a Republican encouraged his or her constituents to break the law — say, to ignore gun laws, or or to refuse to pay taxes he or she viewed as onerous — that Representative would be excoriated in the media for subverting the legal process. Ms. Kaptur on the other hand, is seemingly getting a pass.

Ms. Kaptur may not like the law, but until and unless it is changed she should encourage compliance. She might also want to stop and consider that if banks recognize that they have no way of enforcing contracts with marginal borrowers, they are more likely to reject loans rather than take a chance at not being able to reclaim the property. And how does that help Ms. Kaptur’s constituents?