Individual Mandates for Health Insurance Are Illegal


One of the most egregious components of the Democrats’ health plan is the requirement that individuals purchase ‘approved coverage’ or face a penalty. This proposal is absolutely illegal. The only argument which could be attempted to support it would be an aggressive interpretation of the commerce clause. Previously, the clause has been an umbrella under which all types of government regulation have been stuffed from car insurance to farming. However, since the object of the law is a person and not a product the commerce clause cannot apply.

Although the Supreme Court has interpreted Congress’s commerce power expansively, this type of mandate would not pass muster even under the most aggressive commerce clause cases. In Wickard v. Filburn (1942), the court upheld a federal law regulating the national wheat markets. The law was drawn so broadly that wheat grown for consumption on individual farms also was regulated. Even though this rule reached purely local (rather than interstate) activity, the court reasoned that the consumption of homegrown wheat by individual farms would, in the aggregate, have a substantial economic effect on interstate commerce, and so was within Congress’s reach.

The court reaffirmed this rationale in 2005 in Gonzales v. Raich, when it validated Congress’s authority to regulate the home cultivation of marijuana for personal use. In doing so, however, the justices emphasized that — as in the wheat case — “the activities regulated by the [Controlled Substances Act] are quintessentially economic.” That simply would not be true with regard to an individual health insurance mandate.

The otherwise uninsured would be required to buy coverage, not because they were even tangentially engaged in the “production, distribution or consumption of commodities,” but for no other reason than that people without health insurance exist. The federal government does not have the power to regulate Americans simply because they are there. Significantly, in two key cases, United States v. Lopez (1995) and United States v. Morrison (2000), the Supreme Court specifically rejected the proposition that the commerce clause allowed Congress to regulate noneconomic activities merely because, through a chain of causal effects, they might have an economic impact. These decisions reflect judicial recognition that the commerce clause is not infinitely elastic and that, by enumerating its powers, the framers denied Congress the type of general police power that is freely exercised by the states.

Speaking of illegalities, the bill will not verify the citizenship status of beneficiaries. Republican amendments offered by Representatives Heller and Dean to prevent illegal immigrants from having access to the government health program were defeated by Democrats.

The health care reform bills Congress is considering would not require people who sign up for government health care programs to verify their eligibility. That opens the door for millions of illegal aliens and other non-citizens to receive medical services paid for by taxpayers, a panel of experts from the conservative Center for Immigration Studies (CIS) and The Heritage Foundation said Wednesday.

… Rector said people signing up for government-run health care programs would not have to substantiate that they are in this country legally. “The health care reform legislation turns that on its back and tramples it into the dust,” Rector said. “It basically says, ‘We will not verify, we will not check, we have a complete open door for every illegal immigrant, current and in the future, to simply enroll and receive benefits under this program.’

… “The Finance Committee outline, like the HELP and the House bills, mandates that individuals must carry health insurance or else face a fine,” [CIS fellow] Edwards said. “The Finance outline says that illegal aliens will be exempt from that individual mandate. It sets up a system where you’ve got Americans and legal immigrants who have to have coverage or else pay a fine,” Edwards said. “But illegal aliens would escape the mandate and any fine for not being insured“.

Illegal immigrants make up 7 million out of the 46 million uninsured pool which is cited by Democrats. Another 12 million of the uninsured are eligible for coverage but simply haven’t signed up.

Twenty-five percent of the uninsured are already eligible but have failed to enroll in existing state-federal health coverage under Medicaid, for very low-income parents, pregnant women and people with disabilities, or the State Children’s Health Insurance Program, or SCHIP, for children, according to studies, including one in 2007 by the nonpartisan Kaiser Family Foundation…But based on the 46 million U.S. Census Bureau estimate, removing those people already eligible for free care would knock the figure down to around 34.5 million.

…The Pew Hispanic Center has estimated that 6.8 million people without health insurance were in the United States illegally in 2007.

Finally, the nation’s leading small business association predicts that the 8% employer tax penalty for not carrying coverage will result in the loss of 1.6 million jobs.

Research shows an employer mandate could cost 1.6 million jobs with more than 1 million of those jobs lost in the small business sector.


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11 Comments Leave a comment

Doctors ready to 'just say no'

izoneguy (Diary) Tuesday, August 25th at 6:04PM EST (link)

Doctors ready to ‘just say no’
Majority won’t accept new patients under government plan

http://www.washingtontimes.com/news/2009/aug/25/doctors-ready-to-just-say-no/?source=newsletter_opinion_headlines

President Obama has said over and over that if you like your doctor you’ll be able to keep your doctor. This is patently false. If a physician opts not to sign on to a government-run option, and the government-run plan is what you’re stuck with, you will lose your doctor. It’s as simple and as terrible as that.

The point cannot be made often enough: Modern liberalism, as embodied in the Obama presidency, is the defender of the status quo. And the status quo is a road to economic ruin. Political forces cannot redistribute the wealth that the economic system does not produce.

 

I suspect the devil in the details will be...

dvdmsr (Diary) Tuesday, August 25th at 8:45PM EST (link)

a new condition placed on future federal funding to the States: Only States that mandate individuals buy health insurance will be eligible for future federal health care dollars.

I personally believe all conditioned federal grants to States are unconstitutional as they undermine the division of power enumerated in the Constitution, but we naively crossed that slope long ago.

Personal Responsibility Conservative

correction:

dvdmsr (Diary) Tuesday, August 25th at 8:55PM EST (link)

change “all” to “many”

Personal Responsibility Conservative

 
 

Give it up on the illegals already

demsrule Friday, September 4th at 4:33PM EST (link)

Seriously, this has been debunked countless times and no matter how you try to re-spin it, it still is NOT true.

H.R. 3200: Sec 246, Page 143 states: “Nothing in this subtitle shall allow Federal payments for affordability credits on behalf of individuals who are not lawfully present in the United States.”

Just because it doesn’t specifically say “people must check green cards prior to allocating credits” does not mean that people will not be verified.

Illegal immigrants aren’t eligible for federal health programs under current law and they wont be under this bill either. (however, tax dollars do cover emergency care.)

demsrule, then how are they getting it....troll.

Aaron Gardner (Diary) Friday, September 4th at 4:39PM EST (link)

Seriously…you say current law makes them ineligible, yet somehow they are getting it now. So what in this law would be any different. Your savior has no intention of enforcing that.

conform and celebrate diversity….or else!!!

“We’d be much better off if We The People had desired small government enough to keep it.” acat


 

Nice try

Jack_Savage (Diary) Friday, September 4th at 4:40PM EST (link)

“…however, tax dollars do cover emergency care…”

Then where would you go if you were an illegal, Einstein?

 

Hospitals cannot refuse care to anyone who shows up at their door.

From ME to You (Diary) Friday, September 4th at 4:43PM EST (link)

Just because the Gov’t won’t reimburse the hospital for their expenses doesn’t mean we won’t wind up paying in one form or another.

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look at how much delivery, newborn and postpartum

mom2oneson (Diary) Friday, September 4th at 5:01PM EST (link)

hospitalizations costs in areas where there are a lot of illegals aliens from Mexico.
I think they should require hospital workers to report suspected illegal aliens like they do other suspected criminals. I’m sure that would stop a lot of women coming here to deliver or entire families coming here illegally vs just a man to work if they met with law enforcement after being medically discharged.

I think we should ask for proof of citizenship...

From ME to You (Diary) Friday, September 4th at 5:23PM EST (link)

and then send the bill to the appropriate embassy for reimbursement!

Maybe even deduct it from their foreign aid appropriation!

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demsrule you are such a genius!!!!

kyle8 (Diary) Friday, September 4th at 6:01PM EST (link)

guess what jackass? The federal law is also quite clear that you cannot harbor or give a job to an illegal alien, nor can they collect food stamps, or welfare. Of course it goes on all the time, to the tune of millions,

You haven’t yet figured out the most basic and elemental reality of government, THEY LIE TO YOU.

But don’t let facts bother your pretty little head, Big Brother Obama will kiss it and make it all better.

“Nothing works like freedom, Nothing succeeds like liberty”
Kyle

 
 

55555 Me!!!

mom2oneson (Diary) Friday, September 4th at 5:32PM EST (link)

I love it. :)